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đŸ”„ 4 Note Deals: 8% LTV, 14% Yields & Fast Exits

From 8% LTV to 62% payoff—note plays for every strategy

Oct 07, 2025
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This week we are switching it up with mortgage note deals

We’ve got an extreme equity play: 8% LTV with $5K down already in the bank on a brand-new NPL that’s begging for fast enforcement.

Plus an Oklahoma foreclosure hitting judgment October 14th—66% ITV with multiple exits already teed up for quick profit.

Also a performing Texas cashflow machine: double-digit yield at 95Âą on the dollar with bulletproof mid-50s LTV protection.

And a deep-discount Illinois NPL priced at just 62% of payoff—use consent judgment tactics to skip the judicial slog and bank the spread fast.

Free readers get the extreme equity play breakdown.

Paid subscribers get all 4 note deals.

Passive Cash-Flowing Properties

Buy shares of investment properties, earn rental income & appreciation for anywhere from $100 to $20k — let Arrived take care of the rest.

Browse Properties

Distressed Deals of The Week

💎 Extreme Equity Play

8% LTV first-lien with $5K down already in—extreme equity cushion meets binary decision tree.

Newly originated NPL means you board fast and enforce tight: first miss triggers immediate action.

⏰ Judgment Day Catalyst

Foreclosure judgment drops October 14th with 66% ITV and multiple fast exits already teed up.

Advanced legal clock + solid equity = near-term catalyst for credit bid, DIL, or settlement profit.

đŸ’” Double-Digit Cashflow

Double-digit yield on a performing Texas note at 95Âą on the dollar with mid-50s LTV protection.

Steady cash flow, clean collateral, room to juice returns with a small price shave.

🔓 Deep Discount Compression

Deep 62% basis-to-UPB with foreclosure rolling and multiple resolution paths in play.

Compress timeline via consent judgment or cash-for-keys DIL to bypass Illinois judicial delays and bank the spread.


NPL 1st – Willard, NC — $18.5K ask | UPB $18.3K

🏡 First-lien note on a single-family home in Willard, NC.

Newly originated with $5,000 down; first payment due Nov 1, 2025.

Extreme collateral coverage (ITV/LTV 8%) offers asymmetric risk/reward.

Small ticket, fast decision tree: pay or enforce.

💡 Pro Tip:

Because it’s newly originated with a $5K down, board fast and enforce tight payment discipline; if first payment misses, move quickly on remedies.

💰 Financial Snapshot

  • Est. Market Value: $232,200

  • Current Ask: $18,500 (Firm)

  • UPB: $18,300 @ 12.9% (1st)

  • ITV: 8% | LTV: 8%

  • First Payment Due: Nov 1, 2025

  • Note Type: Mortgage, Non-Performing (pre-seasoned/new origination)

⚠ Heads Up

  • “New origination” labeled NPL: diligence docs, compliance, and down-payment proof.

  • Confirm recording, business-purpose affidavit, and servicing setup.

🏆 Best For:

First-lien NPL buyers wanting outsized equity coverage with small tickets; fast enforcers.

Why it works:
First-position protection with extreme collateral coverage and immediate decision tree (pay or enforce).

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