🔥 Banks Ramp Foreclosures 16%: Discounts Return

Tight Inventory Breaks = Buyers Finally Win Again

Foreclosure filings jumped 9% year over year in April—the sharpest increase since 2019.

Delaware is leading with a 29% surge while seven other states are now flooded with distressed inventory.

Banks are ramping up foreclosure starts by 16% as pandemic-era payment pauses finally expire.

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That’s pushing a fresh wave of bank-owned properties onto the market and reversing the tight inventory squeeze we’ve been living through.

Delaware’s auction calendar should be at the top of your watchlist right now.

If you’ve got your financing lined up and your bids ready, you can scoop up properties at steep discounts while most investors are still sitting on the sidelines.

In this edition of the AltReports:

🔴 Foreclosures spike to 2019 highs

🏛️ Banks accelerate foreclosures as pauses end

⚠️ High rates squeeze CRE into defaults

❌ Buyers vanish despite falling mortgage rates

📍 Home sales stall, inventory piles up

💥 Office and retail hit breaking point

Video of the Week: The Scam That BUILT THE HOUSING BUBBLE

Chart of the Week: Construction Slowed to 10-year low

Podcast of the Week: Housing Markets Start to Reverse as Sellers Sit on Homes

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Foreclosures Spike to Highest Level Since 2019

Foreclosure filings jumped 9% year over year in April—the biggest spike since 2019.

Delaware led the charge with a 29% increase and seven states are now drowning in distressed inventory.

💡 Investor Takeaway: Dial in to Delaware’s auction calendar—the 29% surge is your next big score.

Banks Crank Up Foreclosures 16% as Payment Pauses Expire

Banks are kicking off 16% more foreclosures than a year ago as pandemic payment pauses expire.

That surge is dumping a fresh wave of bank-owned properties onto the market, reversing the tight inventory we’ve been living through.

💡 Investor Takeaway: Get your bids ready and move fast on bank-owned deals

Higher Rates Aren’t Going Anywhere, CRE Owners Brace for Impact

The Fed’s refusal to cut rates has property owners stuck with expensive debt and tumbling valuations.

That squeeze is sparking more defaults and drying up bank credit, pushing property prices down to bargain levels.

💡 Investor Takeaway: Line up your financing now and be ready to jump on high-debt properties before the next default wave.

Buyer Strike Drains Housing Demand Despite Rate Cuts

Homebuyers are still sidelined, leaving demand plunging even after mortgage rates eased a bit.

Builders and sellers are getting stuck with warehouses of unsold homes and starting to chop prices.

💡 Investor Takeaway: Hit local auctions and pre-foreclosure lists now to lock in deep discounts before the flood of fire-sales.

Home Sales Sputter Again as Sellers Struggle, Doors Open for Distress Buyers

Home sales are limping at a 4-million annual pace, still down nearly 20% from last year as buyers choke on sky-high mortgage rates.

That logjam is finally loosening supply pressure—listings are piling up, days on market are climbing, and prices are flattening.

💡 Investor Takeaway: Target high-inventory markets with rising days on market and lock in under-priced listings before the crowd shows up.

US Real Estate Sector Hits Breaking Point

Office towers and malls are bleeding tenants and cash as high borrowing costs and work-from-home kill demand.

Banks are yanking loans and defaults are spiking, flooding the market with distressed properties.

💡 Investor Takeaway: Start hunting off-market office and retail loans now—deals this good won’t last.