#AltReports

#AltReports

📢 Foreclosures up 23%: Time to buy?

Banks walk away while smart money moves in fast

Aug 22, 2025
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The housing market is shifting dramatically as home sales drop while unsold inventory climbs to levels not seen since 2016.

At the same time, foreclosure filings just surged 23% in a single quarter, and zombie foreclosures have hit an 18-month high as banks simply walk away from problem assets.

Making matters worse for traditional players, fix-and-flip investors are pulling back hard from rising mortgage rates and renovation costs.

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Meanwhile, apartment builders are slamming the brakes on new construction after realizing they've already got over a million rental units under construction with weakening demand ahead.

All of this is creating a perfect storm where distressed inventory is stacking up just as competition from other investors is disappearing.

In this edition of the AltReports:

⚠️ Home sales crash while inventory at 2016 levels

🧟 Zombie foreclosures hit 18-month high

🔥 Foreclosure filings surge 23% in Q3

🛠️ Fix-and-flip investors flee

🏗️ Multifamily permits tumble 10%

Video of the Week: INSIDE California's MASSIVE Real Estate Meltdown

Chart of the Week: U.S. Housing Market Stagnation and Its Ripple Effects

Podcast of the Week: Building Passive Income Through Private Credit


Sales Crash, Supply Soars to Bust-Era Highs

Single-family home sales have collapsed while unsold listings skyrocket to 2016 highs and condo inventory is back at bust-era levels.

That glut is forcing sellers to slash prices fast as buyers vanish, turning the market into a discount rack.

💡 Investor Takeaway: Lock in financing now and target the markets with the biggest inventory spikes-

Foreclosure Filings Surge, Distressed Stock Piling Up

Foreclosure filings jumped 23% from last quarter, proof that rising rates are finally pushing more homeowners underwater.

Banks and servicers are fast-tracking seizures and dumping homes in hotspots like New Jersey, Florida and Illinois.

💡 Investor Takeaway: Lock in pipeline agreements now in New Jersey and Florida before deep-pocketed funds swoop in.

Zombie Foreclosures Hit 18-Month High

Banks are letting homes rot in limbo as zombie foreclosures hit an 18-month high.

Local governments are drowning in empty shells and soaring cleanup bills while courts drag out repossessions for months.

💡 Investor Takeaway: Move fast on abandoned listings before the herd arrives.

Fix-and-Flip Investors Hit the Brakes

Fix-and-flip operators are pulling back as mortgage rates and renovation costs surge, eroding their profit margins.

That pullback is flooding the market with run-down homes no one’s racing to rehab and driving distressed prices lower.

💡 Investor Takeaway: Great time to start bidding on foreclosure auctions

Multifamily Permits Tumble from Pandemic Highs

Builders are pulling the plug on new apartments—permits for properties with five-plus units fell 10% in March and 7% from last spring’s peak.

A record 1.15 million rental units already under construction plus softening demand means rent growth is about to hit a wall and vacancies will creep up.

💡 Investor Takeaway: Zero in on the fastest-overbuilt markets

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