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πŸ’₯ Student Loans Hit Housing Hard

πŸ’₯ Student Loans Hit Housing Hard

Mortgage payments vs loan payments = distressed deals for you

Jul 11, 2025
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πŸ’₯ Student Loans Hit Housing Hard
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Student loan payments are back and mortgage delinquencies are spiking as homeowners get crushed by the double burden.

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Meanwhile, California's housing market is drowning in unsold inventory while buyer demand has completely dried up.

High mortgage rates have frozen deals across the country, leaving sellers stuck with properties they can't move.

Even experienced house flippers are getting hammered as their profit margins collapse and foreclosures start creeping back.

In this edition of the AltReports:

πŸŽ“ Student loan payments resume and mortgage delinquencies spike as homeowners get crushed

🏠 California listings flood the market while buyer demand completely evaporates

πŸ“ˆ High mortgage rates freeze deals nationwide, leaving sellers stuck with unsold inventory

πŸ”¨ House flipping profits collapse as affordability meltdown stalls investor exits

🏦 Refinancing frenzy exposes broken mortgage profits as banks chase razor-thin margins

Video of the Week: Florida's Massive Real Estate Price Reversal

Chart of the Week: Multifamily Losses Hit a Peak

Podcast of the Week: From Bartender to #1 Real Estate Team in the World


Student Debt Revival Triggers Mortgage Meltdown

Student loan payments are back from hiatus and now homeowners are getting hammeredβ€”mortgage delinquencies are up and negative equity is spiking.

That shift is swelling the pile of distressed mortgages and flooding the market with fire-sale properties.

πŸ’‘ Investor Takeaway: Have your capital ready and your playbook primed to snap up underwater homes before the rest of the herd.

California Listings Flood the Market as Demand Dries Up

California's major housing markets are drowning in listings as inventory spikes to multi-year highs and buyer interest evaporates.

Homes are languishing on the market with days on market soaring and sellers slashing prices just to get a nibble.

πŸ’‘ Investor Takeaway: Start scoping those long-stalled listings now.

High Rates Flatten Housing Market and Freeze Deals

The housing market is flatlining thanks to brutal mortgage rates that keep buyers on the sidelines.

Sellers can’t move inventory, deal flow dries up, and everyone hoping for rate cuts is stuck eyeing a rumored 2025 rescue.

πŸ’‘ Investor Takeaway: Start lining up partnerships and cash now

Affordability Meltdown Stalls Investor Flips

Sky-high mortgage rates and jaw-dropping home prices have choked off buyers and turned flipping profits to dust.

Flipping margins are collapsing, sales are sliding, and foreclosures are creeping back after pandemic forbearance lifts.

πŸ’‘ Investor Takeaway: Capital and broker relationships will be key

Refi Frenzy Exposes Broken Mortgage Profits

The mortgage market’s fat profits are busted as rates plummet and homeowners flood back into refinancing, leaving banks with razor-thin returns.

Refi applications jumped 8% last week and lenders are scrambling to chase volume at the expense of any real cash flow.

πŸ’‘ Investor Takeaway: Keep an eye out for discounted mortgage pools and bad-debt portfolios.

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